/* ==========================================
   BHAGYA MONEY ENTERPRISES
   PREMIUM ABOUT SECTION
========================================== */

.bhagya-about-section {
    position: relative;
    padding: 50px 0 50px;
    background: #eee;
    overflow: hidden;
}

.bhagya-about-section:before {
    content: "";
    position: absolute;
    width: 420px;
    height: 420px;
    border-radius: 50%;
    background: #f7f9fc;
    right: -180px;
    top: -160px;
}

.bhagya-about-wrap {
    display: flex;
    align-items: center;
    gap: 75px;
}

/* ----------------------------------
   LEFT CONTENT
---------------------------------- */

.bhagya-about-content {
    width: 53%;
    position: relative;
    z-index: 2;
}

.bhagya-section-tag {
    display: flex;
    align-items: center;
    gap: 12px;
    color: #076394;
    font-size: 14px;
    font-weight: 700;
    letter-spacing: 2px;
    margin-bottom: 18px;
}

.bhagya-section-tag span {
    width: 35px;
    height: 2px;
    background: #d8aa32;
    display: inline-block;
}

.bhagya-about-title {
    margin: 0 0 22px;
    color: #071d49;
    font-size: 45px;
    line-height: 1.15;
    font-weight: 700;
    max-width: 650px;
}

.bhagya-about-title strong {
    color: #076394;
    font-weight: 700;
}

.bhagya-about-lead {
    color: #1d2c42;
    font-size: 18px;
    line-height: 1.4;
    font-weight: 600;
    max-width: 650px;
    margin-bottom: 18px;
}

.bhagya-about-text {
    color: #222222;
    font-size: 15px;
    line-height: 1.6;
    max-width: 650px;
    margin-bottom: 10px;
}

/* ----------------------------------
   POINTS
---------------------------------- */

.bhagya-about-points {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 6px 25px;
    margin-top: 15px;
    margin-bottom: 20px;
}

.bhagya-about-point {
    display: flex;
    align-items: center;
    gap: 10px;
    color: #17233d;
    font-size: 15px;
    font-weight: 600;
}

.bhagya-about-point span:first-child {
    width: 21px;
    height: 21px;
    border-radius: 50%;
    background: #076394;
    color: #ffffff;
    font-size: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
}

/* ----------------------------------
   BUTTON + ESTABLISHED
---------------------------------- */

.bhagya-about-bottom {
    display: flex;
    align-items: center;
    gap: 28px;
    margin-top: 10px;
}

.bhagya-about-btn {
    display: inline-flex;
    align-items: center;
    gap: 15px;
    padding: 14px 24px;
    background: #f3c83e;
    color: #071d49;
    font-size: 13px;
    font-weight: 700;
    letter-spacing: .5px;
    border-radius: 4px;
    transition: all .3s ease;
}

.bhagya-about-btn:hover {
    background: #071d49;
    color: #ffffff;
}

.bhagya-about-btn span {
    font-size: 12px;
}

.bhagya-about-established {
    display: flex;
    flex-direction: column;
    border-left: 1px solid #d8dee7;
    padding-left: 25px;
}

.bhagya-about-established strong {
    color: #071d49;
    font-size: 17px;
}

.bhagya-about-established span {
    color: #7b8493;
    font-size: 12px;
    margin-top: 3px;
}


/* ----------------------------------
   RIGHT IMAGE
---------------------------------- */

.bhagya-about-image-area {
    width: 47%;
    position: relative;
    min-height: 500px;
}

.bhagya-about-image {
    width: 100%;
    height: 470px;
    overflow: hidden;
    border-radius: 8px;
    position: relative;
    box-shadow: 0 18px 45px rgba(7, 29, 73, .15);
}

.bhagya-about-image:after {
    content: "";
    position: absolute;
    inset: 0;
    background: linear-gradient(
        135deg,
        rgba(7, 29, 73, .12),
        transparent 55%
    );
}

.bhagya-about-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}






/*********************************/



/* ----------------------------------
   RIGHT VIDEO
---------------------------------- */

.bhagya-about-image-area {
    width: 47%;
    position: relative;
    min-height: 500px;
}

.bhagya-about-image {
    width: 100%;
    height: 470px;
    overflow: hidden;
    border-radius: 8px;
    position: relative;
    box-shadow: 0 18px 45px rgba(7, 29, 73, .15);
    background: #071d49;
}

.bhagya-about-image::after {
    content: "";
    position: absolute;
    inset: 0;
    background: linear-gradient(
        135deg,
        rgba(7, 29, 73, .12),
        transparent 55%
    );
    pointer-events: none;
}

.bhagya-about-image video {
    width: 100%;
    height: 100%;
    display: block;
    object-fit: cover;
}


/* ----------------------------------
   EXPERIENCE CARD
---------------------------------- */

.bhagya-about-experience {
    position: absolute;
    left: -38px;
    bottom: 35px;
    width: 190px;
    min-height: 130px;
    padding: 22px 20px;
    background: #076394;
    border-radius: 7px;
    display: flex;
    flex-direction: column;
    justify-content: center;
    box-shadow: 0 12px 35px rgba(7, 99, 148, .25);
    z-index: 3;
}

.bhagya-experience-number {
    color: #f4ca3d;
    font-size: 42px;
    line-height: 1;
    font-weight: 800;
}

.bhagya-experience-text {
    color: #ffffff;
    font-size: 13px;
    line-height: 1.5;
    margin-top: 8px;
}


/* ----------------------------------
   DEALER BADGE
---------------------------------- */

.bhagya-about-badge {
    position: absolute;
    right: -25px;
    top: -30px;
    width: 180px;
    padding: 18px 15px;
    background: #ffffff;
    border-radius: 7px;
    box-shadow: 0 12px 35px rgba(0, 0, 0, .12);
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    z-index: 3;
    border-top: 3px solid #f3c83e;
}

.bhagya-about-badge > span {
    font-size: 30px;
    color: #d5a52b;
    margin-bottom: 7px;
}

.bhagya-about-badge strong {
    color: #071d49;
    font-size: 14px;
    line-height: 16px;
}

.bhagya-about-badge small {
    color: #484b4e;
    font-size: 13px;
    margin-top: 0px;
}


/* ----------------------------------
   RESPONSIVE
---------------------------------- */

@media (max-width: 1199px) {

    .bhagya-about-wrap {
        gap: 20px;
    }

    .bhagya-about-title {
        font-size: 38px;
    }

    .bhagya-about-image-area {
        min-height: 450px;
    }

    .bhagya-about-image {
        height: 420px;
    }

}

@media (max-width: 991px) {

    .bhagya-about-section {
        padding: 75px 0;
    }

    .bhagya-about-wrap {
        flex-direction: column;
        align-items: stretch;
    }

    .bhagya-about-content,
    .bhagya-about-image-area {
        width: 100%;
    }

    .bhagya-about-image-area {
        margin-top: 25px;
    }

}

@media (max-width: 575px) {

    .bhagya-about-section {
        padding: 60px 0;
    }

    .bhagya-about-title {
        font-size: 31px;
    }

    .bhagya-about-lead {
        font-size: 16px;
    }

    .bhagya-about-points {
        grid-template-columns: 1fr;
    }

    .bhagya-about-bottom {
        align-items: flex-start;
        flex-direction: column;
        gap: 18px;
    }

    .bhagya-about-established {
        padding-left: 15px;
    }

    .bhagya-about-image-area {
        min-height: 360px;
    }

    .bhagya-about-image {
        height: 350px;
    }

    .bhagya-about-experience {
        left: 15px;
        bottom: 20px;
    }

    .bhagya-about-badge {
        right: 10px;
        top: 20px;
        width: 155px;
    }

}



/***********************************************/


/* =========================================
   BhagyaMoney Premium CTA
========================================= */

.bm-cta-section {
  padding: 20px 0;
  background: #f5f7fa;
}

.bm-cta-box {
  position: relative;
  display: flex;
  align-items: center;
  gap: 45px;
  padding: 45px 50px;
  overflow: hidden;
  border-radius: 22px;
  background: linear-gradient(135deg, #001d3f 0%, #063b70 100%);
  box-shadow: 0 18px 45px rgba(0, 29, 63, 0.18);
}

/* Gold decorative circle */
.bm-cta-box::before {
  content: "";
  position: absolute;
  width: 330px;
  height: 330px;
  right: -120px;
  top: -150px;
  border: 1px solid rgba(214, 157, 32, 0.35);
  border-radius: 50%;
}

.bm-cta-box::after {
  content: "";
  position: absolute;
  width: 220px;
  height: 220px;
  right: -65px;
  bottom: -140px;
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: 50%;
}

/* Logo */
/*.bm-cta-logo {
  position: relative;
  z-index: 2;
  flex: 0 0 150px;
  width: 150px;
  height: 150px;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 12px;
  border-radius: 50%;
  background: #ffffff;
  border: 3px solid #d6a128;
  box-shadow: 0 8px 25px rgba(0, 0, 0, 0.18);
}

.bm-cta-logo img {
  width: 100%;
  height: 100%;
  object-fit: contain;
}*/

/* Content */
.bm-cta-content {
  position: relative;
  z-index: 2;
  flex: 1;
}

.bm-cta-tagline {
  display: inline-block;
  margin-bottom: 10px;
  color: #e1b13d;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 2px;
}

.bm-cta-content h2 {
  margin: 0 0 14px;
  color: #ffffff;
  font-size: 34px;
  line-height: 1.2;
  font-weight: 700;
}

.bm-cta-content h2 span {
  color: #e1b13d;
}

.bm-cta-content p {
  max-width: 700px;
  margin: 0;
  color: rgba(255, 255, 255, 0.85);
  font-size: 18px;
  line-height: 1.5;
}

/* Action */
.bm-cta-action {
  position: relative;
  z-index: 2;
  flex: 0 0 205px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 22px;
}

.bm-cta-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 15px;
  min-width: 195px;
  padding: 10px 15px;
  border-radius: 7px;
  background: #e1b13d;
  color: #001d3f;
  font-size: 13px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: .5px;
  text-decoration: none;
  transition: all .3s ease;
}

.bm-cta-btn span {
  width: 25px;
  height: 25px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: #001d3f;
  color: #ffffff;
  font-size: 11px;
}

.bm-cta-btn:hover {
  background: #ffffff;
  color: #001d3f;
  transform: translateY(-2px);
}

.bm-cta-btn:hover span {
  background: #e1b13d;
  color: #001d3f;
}

/* Phone */
.bm-cta-phone {
  display: flex;
  align-items: center;
  gap: 12px;
  color: #ffffff;
  text-decoration: none;
}

.bm-cta-phone > span {
  width: 38px;
  height: 38px;
  display: flex;
  align-items: center;
  justify-content: center;
  border: 1px solid rgba(225, 177, 61, .65);
  border-radius: 50%;
  color: #e1b13d;
  font-size: 13px;
}

.bm-cta-phone div {
  display: flex;
  flex-direction: column;
}

.bm-cta-phone small {
  margin-bottom: 0px;
  color: rgba(255, 255, 255, .8);
  font-size: 15px;
  line-height: 20px;
}

.bm-cta-phone strong {
  color: #ffffff;
  font-size: 18px;
  font-weight: 600;
  line-height: 20px;
}

/* =========================================
 Responsive
========================================= */

@media (max-width: 991px) {

  .bm-cta-box {
      gap: 30px;
      padding: 35px;
  }

  .bm-cta-logo {
      flex: 0 0 120px;
      width: 120px;
      height: 120px;
  }

  .bm-cta-content h2 {
      font-size: 28px;
  }

  .bm-cta-action {
      flex: 0 0 180px;
  }
}

@media (max-width: 767px) {

  .bm-cta-section {
      padding: 45px 0;
  }

  .bm-cta-box {
      flex-direction: column;
      align-items: flex-start;
      padding: 35px 25px;
      gap: 25px;
  }

  .bm-cta-logo {
      width: 105px;
      height: 105px;
      flex: 0 0 105px;
  }

  .bm-cta-content h2 {
      font-size: 26px;
  }

  .bm-cta-content p {
      font-size: 14px;
      line-height: 1.7;
  }

  .bm-cta-action {
      width: 100%;
      flex: auto;
  }

  .bm-cta-btn {
      width: 100%;
  }
}

/*****************************************/


/*==============================================
    BHAGYAMONEY - WHY CHOOSE US
==============================================*/

.bhagya-why-choose {
    padding: 50px 0;
    background: #f7f9fc;
    position: relative;
    overflow: hidden;
}

.bhagya-why-wrap {
    display: grid;
    grid-template-columns: 1.05fr .95fr;
    align-items: center;
    gap: 40px;
}

/* LEFT CONTENT */

.bhagya-why-content {
    max-width: 650px;
}

.bhagya-why-tag {
    display: flex;
    align-items: center;
    gap: 12px;
    color: #006b96;
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 2px;
    text-transform: uppercase;
    margin-bottom: 18px;
}

.bhagya-why-tag span {
    width: 28px;
    height: 2px;
    background: #d7a62a;
    display: inline-block;
}

.bhagya-why-title {
    margin: 0 0 20px;
    font-size: 46px;
    line-height: 1.12;
    font-weight: 700;
    color: #071b41;
}

.bhagya-why-title strong {
    display: block;
    color: #08739d;
    font-weight: 700;
}

.bhagya-why-intro {
    font-size: 17px;
    line-height: 1.8;
    color: #222;
    /*max-width: 590px;*/
    margin-bottom: 25px;
}

/* POINTS */

.bhagya-why-points {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 25px 25px;
}

.bhagya-why-point {
    display: flex;
    align-items: flex-start;
    gap: 15px;
}

.bhagya-why-icon {
    min-width: 52px;
    width: 52px;
    height: 52px;
    border-radius: 50%;
    background: #fff;
    border: 1px solid #e3e8ef;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #0874a0;
    font-size: 20px;
    box-shadow: 0 8px 20px rgba(7, 27, 65, .07);
}

.bhagya-why-point h4 {
    margin: 2px 0 7px;
    color: #071b41;
    font-size: 18px;
    font-weight: 700;
}

.bhagya-why-point p {
    margin: 0;
    color: #222;
    font-size: 16px;
    line-height: 1.4;
}

/* RIGHT IMAGE */

.bhagya-why-image-wrap {
    position: relative;
    padding: 15px 15px 35px 35px;
}

.bhagya-why-image {
    position: relative;
    overflow: hidden;
    border-radius: 18px;
    box-shadow: 0 20px 50px rgba(7, 27, 65, .16);
}

.bhagya-why-image::after {
    content: "";
    position: absolute;
    inset: 0;
    background: linear-gradient(
        135deg,
        rgba(0, 42, 76, .08),
        transparent 60%
    );
}

.bhagya-why-image img {
    width: 100%;
    height: 480px;
    object-fit: cover;
    display: block;
}

/* GOLD DECORATION */

.bhagya-why-image-wrap::before {
    content: "";
    position: absolute;
    width: 170px;
    height: 170px;
    left: 0;
    bottom: 0;
    border-left: 5px solid #d7a62a;
    border-bottom: 5px solid #d7a62a;
    border-radius: 0 0 0 18px;
    z-index: 0;
}

/* BADGE */

.bhagya-why-experience {
    position: absolute;
    right: 0;
    bottom: 0;
    z-index: 2;
    min-width: 245px;
    padding: 18px 22px;
    background: #fff;
    border-radius: 12px;
    display: flex;
    align-items: center;
    gap: 13px;
    box-shadow: 0 15px 35px rgba(7, 27, 65, .15);
    border-left: 4px solid #d7a62a;
}

.bhagya-why-experience > span {
    color: #0874a0;
    font-size: 30px;
}

.bhagya-why-experience strong {
    display: block;
    color: #071b41;
    font-size: 18px;
    line-height: 1.2;
}

.bhagya-why-experience small {
    display: block;
    color: #727b87;
    font-size: 12px;
    margin-top: 3px;
}


/*==============================================
    RESPONSIVE
==============================================*/

@media (max-width: 991px) {

    .bhagya-why-choose {
        padding: 75px 0;
    }

    .bhagya-why-wrap {
        grid-template-columns: 1fr;
        gap: 30px;
    }

    .bhagya-why-content {
        max-width: 100%;
    }

    .bhagya-why-image-wrap {
        max-width: 700px;
        width: 100%;
        margin: auto;
    }
}

@media (max-width: 767px) {

    .bhagya-why-choose {
        padding: 60px 0;
    }

    .bhagya-why-title {
        font-size: 34px;
    }

    .bhagya-why-points {
        grid-template-columns: 1fr;
        gap: 25px;
    }

    .bhagya-why-image {
        border-radius: 12px;
    }

    .bhagya-why-image img {
        height: 360px;
    }

    .bhagya-why-experience {
        right: 5px;
        min-width: 220px;
    }
}

@media (max-width: 480px) {

    .bhagya-why-title {
        font-size: 30px;
    }

    .bhagya-why-intro {
        font-size: 15px;
    }

    .bhagya-why-image-wrap {
        padding: 10px 5px 35px 15px;
    }

    .bhagya-why-image img {
        height: 300px;
    }

    .bhagya-why-experience {
        padding: 14px 16px;
        min-width: 200px;
    }
}

/********************************************************/


/*==============================================
    BHAGYAMONEY - DIRECTOR MESSAGE
==============================================*/

.bhagya-director-message {
    padding: 50px 0;
    background: #f7f9fc;
    position: relative;
    overflow: hidden;
}

.bhagya-director-wrap {
    display: grid;
    grid-template-columns: 0.85fr 1.15fr;
    align-items: center;
    gap: 40px;
}

/* IMAGE */

.bhagya-director-image-wrap {
    position: relative;
    padding: 0px 0px 25px 25px;
}

.bhagya-director-image {
    position: relative;
    overflow: hidden;
    border-radius: 10px;
    background: #e9eef4;
    box-shadow: 0 5px 10px rgba(7, 27, 65, .15);
}

.bhagya-director-image img {
    width: 100%;
    height: 520px;
    object-fit: cover;
    display: block;
}

/* Gold corner */

.bhagya-director-image-wrap::after {
    content: "";
    position: absolute;
    left: 0;
    bottom: 0;
    width: 145px;
    height: 145px;
    border-left: 5px solid #d5a42a;
    border-bottom: 5px solid #d5a42a;
    border-radius: 0 0 0 18px;
    z-index: 0;
}

/* BADGE */

.bhagya-director-badge {
    position: absolute;
    right: 0;
    bottom: 0;
    z-index: 2;

    background: #ffffff;
    padding: 18px 24px;
    border-radius: 12px;
    min-width: 245px;

    display: flex;
    align-items: center;
    gap: 14px;

    box-shadow: 0 12px 35px rgba(7, 27, 65, .16);
    border-top: 3px solid #d5a42a;
}

.bhagya-director-badge > span {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background: #eef6fa;
    color: #08749e;

    display: flex;
    align-items: center;
    justify-content: center;

    font-size: 20px;
}

.bhagya-director-badge strong {
    display: block;
    color: #071b41;
    font-size: 18px;
}

.bhagya-director-badge small {
    display: block;
    color: #687383;
    font-size: 12px;
    margin-top: 3px;
}


/* CONTENT */

.bhagya-director-content {
    max-width: 690px;
}

.bhagya-director-tag {
    display: flex;
    align-items: center;
    gap: 12px;

    color: #08749e;
    font-size: 13px;
    font-weight: 600;
    letter-spacing: 2px;

    margin-bottom: 10px;
}

.bhagya-director-tag span {
    width: 30px;
    height: 2px;
    background: #d5a42a;
}

.bhagya-director-content h2 {
    color: #071b41;
    font-size: 40px;
    line-height: 1.15;
    margin: 0 0 20px;
    font-weight: 600;
}

.bhagya-director-content h2 strong {
    display: block;
    color: #08749e;
}

.bhagya-director-content p {
    color: #222;
    font-size: 16px;
    line-height: 1.4;
    margin-bottom: 10px;
}

.bhagya-director-content .bhagya-director-lead {
    color: #222;
    font-size: 17px;
    line-height: 1.5;
    font-weight: 500;
    margin-bottom: 10px;
}


/* SIGNATURE */

.bhagya-director-signature {
    display: flex;
    align-items: center;
    gap: 15px;
    margin-top: 20px;
}

.bhagya-director-line {
    width: 42px;
    height: 3px;
    background: #d5a42a;
}

.bhagya-director-signature strong {
    display: block;
    color: #071b41;
    font-size: 22px;
}

.bhagya-director-signature span {
    display: block;
    color: #03384c;
    font-size: 15px;
    font-weight: 500;
    line-height: 25px;
    /* margin-top: 3px;
}


/* RESPONSIVE */

@media (max-width: 991px) {

    .bhagya-director-message {
        padding: 75px 0;
    }

    .bhagya-director-wrap {
        grid-template-columns: 1fr;
        gap: 55px;
    }

    .bhagya-director-image-wrap {
        max-width: 620px;
        margin: auto;
        width: 100%;
    }

    .bhagya-director-content {
        max-width: 100%;
    }
}

@media (max-width: 767px) {

    .bhagya-director-message {
        padding: 60px 0;
    }

    .bhagya-director-content h2 {
        font-size: 34px;
    }

    .bhagya-director-image img {
        height: 420px;
    }

    .bhagya-director-badge {
        right: 5px;
    }
}

@media (max-width: 480px) {

    .bhagya-director-content h2 {
        font-size: 30px;
    }

    .bhagya-director-image img {
        height: 350px;
    }

    .bhagya-director-badge {
        min-width: 205px;
        padding: 13px 15px;
    }

    .bhagya-director-badge > span {
        width: 42px;
        height: 42px;
    }
}

/*******************************endddddddddddddddd*****************************/